Accounts

Checking

Commercial Checking
This account gives you unlimited check writing ability. Through commercial analysis, earnings credits can offset account fees and charges.

Commercial Interest Checking
Available to sole proprietorships, non-profits and government entities, this account gives you unlimited check writing ability and lets you earn interest on deposit balances.

Basic Commercial Checking
This account is perfect for businesses writing a limited number of checks and maintaining lower balances.

Savings

Commercial First Fund
If your business maintains higher balances, the Commercial First Fund may be for you. It offers higher interest rates for higher balances in a money market account with limited check writing capabilities.

Commercial Money Market Account
This account enables your business to earn a competitive interest rate, paid monthly.

Commercial Savings
Build a solid savings base with this practical, no-nonsense savings account. Ideal for any size business, plus you earn a competitive interest rate.

Certificates of Deposit
Take advantage of investment flexibility and competitive rates with a First Trust Bank CD. Choose from any day CDs, from seven days to 36 months.

Jumbo Certificates of Deposit
For those seeking a more substantial investment, Jumbo CDs are available with a minimum investment of $100,000. The CDs are fixed rate with interest compounded daily and are automatically renewable.

If you have questions about any of our accounts, or want a better banking experience, please contact us today.

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Member FDIC

FDIC - Transaction Account - Guarantee Program

First Trust Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Temporary Increase in Deposit Insurance Coverage

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.