Personal Banking Services
Our goal with personal banking services at First Trust Bank is to provide you with proven, convenient, and easily-accessible products and services!

Easy-to-Understand Bank Statements
For your added convenience, we can combine your deposit accounts on one monthly statement.
Check Imaging
Balancing your statement and record keeping is easier than ever with check imaging from First Trust Bank. Each month you receive images of your canceled checks in check number order with your statement. It’s a picture-perfect way to keep your account records.
Online Banking
Bank without leaving your home with eBanking! Use your personal computer to review account balances, verify checks and deposits, and transfer funds between accounts. Visit online banking now!
Online Bill Pay
First Trust Bank's free Online Bill Pay makes paying your bills as easy as clicking your mouse.
24-Hour Telephone Banking (Interactive Voice Response)
Call 704-329-5749 any time of day or night to access your account information, review account balances, verify account activity (checks/deposits/electronic transactions), transfer funds between accounts or to report a lost or stolen ATM/Debit card. There’s no charge for this service and you may call as many times as you wish.
Automatic Transfers
If you move the same amount of money from one account to another every week or every month, sign up for automatic transfer and we'll do the work for you.
Free Checks
Your initial order of 50 personalized checks will be provided at no charge.
24-Hour Cash Access
Our "surcharge free" ATM and Debit cards allow you instant access to your account at ATM's worldwide - whenever and wherever you want, and you never pay an ATM fee.
VISA® Debit Card
Use your VISA® Debit Card anywhere VISA® cards are accepted or to access your account at thousands of ATM machines worldwide. It's the "bank anywhere" solution.
Personal Overdraft Line
Write yourself a loan anytime, anywhere while also having the peace of mind of overdraft protection.
Additional First Trust Bank services include:
- Safe Deposit Boxes
- Direct Deposit
- Wire Transfers
- Telephone Transfers
- Bank by Mail
If you have questions about any of our services, or want a better banking experience, please contact us today.

