Personal Banking Services

Our goal with personal banking services at First Trust Bank is to provide you with proven, convenient, and easily-accessible products and services!

Easy-to-Understand Bank Statements

For your added convenience, we can combine your deposit accounts on one monthly statement.

Check Imaging

Balancing your statement and record keeping is easier than ever with check imaging from First Trust Bank. Each month you receive images of your canceled checks in check number order with your statement. It’s a picture-perfect way to keep your account records.

Online Banking

Bank without leaving your home with eBanking! Use your personal computer to review account balances, verify checks and deposits, and transfer funds between accounts. Visit online banking now!

Online Bill Pay

First Trust Bank's free Online Bill Pay makes paying your bills as easy as clicking your mouse.

24-Hour Telephone Banking (Interactive Voice Response)

Call 704-329-5749 any time of day or night to access your account information, review account balances, verify account activity (checks/deposits/electronic transactions), transfer funds between accounts or to report a lost or stolen ATM/Debit card. There’s no charge for this service and you may call as many times as you wish.

Automatic Transfers

If you move the same amount of money from one account to another every week or every month, sign up for automatic transfer and we'll do the work for you.

Free Checks

Your initial order of 50 personalized checks will be provided at no charge.

24-Hour Cash Access

Our "surcharge free" ATM and Debit cards allow you instant access to your account at ATM's worldwide - whenever and wherever you want, and you never pay an ATM fee.

VISA® Debit Card

Use your VISA® Debit Card anywhere VISA® cards are accepted or to access your account at thousands of ATM machines worldwide. It's the "bank anywhere" solution.

Personal Overdraft Line

Write yourself a loan anytime, anywhere while also having the peace of mind of overdraft protection.

Additional First Trust Bank services include:

  • Safe Deposit Boxes
  • Direct Deposit
  • Wire Transfers
  • Telephone Transfers
  • Bank by Mail

If you have questions about any of our services, or want a better banking experience, please contact us today.

Online Banking

FTB's online banking is secure, quick and on-demand 24/7. Log in now!

Click here to visit our secure Online Banking center!

Branch Locator

With multiple locations across the Charlotte area, we are easy to find.

branch locator